Every product on this page comes with its full price disclosed in advance — annual percentage rate, fees and the total repayment amount, before any contract is signed.
A short loan to bridge to the next paycheck. Online application, decision in minutes, funds the same day.
A larger loan with fixed monthly payments for planned spending — repairs, education, family events.
A revolving microcredit line for returning borrowers with a clean repayment history — lower rate, faster decision.
A fully online flow — from application to signed contract and disbursed funds. No branch visits, no paper forms at any stage.
A three-minute online form with the basic details we need to start.
Automated scoring against credit bureau and internal data, in minutes.
A personalised offer with the full price displayed before any signature.
Electronic signature with a one-time confirmation code on your mobile.
Funds arrive in your bank account on the same business day.
sertamicrofin.click operates as a licensed microfinance organisation in the Republic of Kazakhstan. Products, contracts, complaint procedures and data handling all fall within the national supervisory perimeter.
Borrower data is processed in line with the Personal Data Protection Law and is stored within Kazakhstan jurisdiction.
Full cost of credit communicated before any contract is signed.
Processed under national data law, stored within Kazakhstan jurisdiction.
Documented procedure with statutory response times and escalation paths.
Quarterly review of underwriting, collection and customer interactions.
Send an application, request a callback, or send a question — we respond within one business day.
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